This is an excellent guest post by Melanie Taylor, who offers some ways to avoid overspending this holiday season. The tips are excellent! I leave it here for you to enjoy. 3 ways to avoid temptation this Christmas Christmas is an expensive time of year for most people. All those gifts and food don’t come [...]
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What To Do With the Old Klunker
October 29, 2010
Our van is expiring. I am SO SICK of minivans. This is minivan #5 now. They were OK when the kids were small and we had to have 3 or 4 car seats crammed in there. But the transmissions die every 50,000 miles or so. And the mufflers and brakes are constant maintenance. Oh, I [...]
Work At Home Job Help
September 16, 2010
This is a Sponsored Post written by me on behalf of WhyDoWork.com. All opinions are 100% mine. I am frequently asked by women and fellow women bloggers how to work at home. I work at home full time (well, only part time since I started this kitchen renovation, but I AM supposed to work full [...]
The Problem with PDs
July 29, 2010
I mentioned earlier that I *finally* got an eye exam, after 6, 7 years. I need new glasses. I have to go through the rigamarole of insurance company’s musical chairs (they will pay for an exam here, eyeglasses there, but not an exam AND eyeglasses anywhere) or pay $250+ cash out-of-pocket. Ouch. I’ve heard so [...]
New Credit Card Laws Now in Effect
March 6, 2010
I found this extremely handy summary of the new credit card laws that are now in effect as of February 22, 2010. NEW YORK (AP) – The new credit card law is finally here. Starting Monday, banks will need to abide by new regulations on terms and disclosures. The idea behind the landmark law was [...]
New Rules for Credit Card Companies
February 16, 2010
I saw this in my Clark Howard e-magazine today, and thought it was worth repeating. I’m very glad to see the banks and credit card companies FINALLY getting some accountability (I think the banks own the United States, lock stock and barrel!!). They have been allowed to railroad Americans for too long. These changes take [...]
A Little Coaching is Helpful
January 20, 2010
This is a Sponsored Post written by me on behalf of Allison Maslan, author of “Blast Off!”. All opinions are 100% mine. I was never a person who read motivational books or anything. I am a kind of “ad hoc/improvise” kind of gal. I have always been surprised at the popularity of self-help, motivational products. [...]
Finally, Budgeting Software That’s Simple!
November 26, 2009
I’ve tried quite a number of financial and budgeting software– MS Money, Quicken, and some free stuff online. Whoa, whoa! Waaaay too complicated. I just want to BUDGET, not plan my retirement, trade my stocks, cash in silver or gold, and chat with Bernanke! I *just* want to budget. How about you? There’s some new [...]
Meet My New Maid: Alice!
November 17, 2009
This is a Sponsored Post written by me on behalf of Alice.com. All opinions are 100% mine. I’ve heard of Alice.com on a few of the other blogs I frequent, but I never checked it out until now. WHAT. HAVE. I. BEEN. WAITING. FOR?!?! Alice is amazing! I think this is going to revolutionize shopping. [...]
Free Samples By State
November 12, 2009
I just LOVE free samples! While getting free stuff like a small packet of shampoo and conditioner, or a small tube of toothpaste, won’t make me rich by any means, you can save quite a few bucks with free samples. Plus, you can always find a better brand or become aware of better deals this [...]

I’m a married mom with 4 kids. We live in Upstate New York in an old 1855 house with our five pets (yes, five, *sigh*). Life is never dull, and exciting things just seem to always happen to me... why me... when I'm not running around the house fixing things, I do freelance writing and blogging. My work and opinions have appeared in Salon.com, USAToday, eHow.com, iMedia.com, the Associated Press and I've even been interviewed by TIME and The Wall Street Journal about blogging. Can you believe it?! Here is where I express my zany, creative, motherly side. 










November 30, 2010
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