The holidays would be SO much nicer if we weren’t harassed and harried to shop shop shop for seven weeks straight. All this shopping comes at a terrible time of the year, too– the onset of winter when food prices rise and heating costs go through the roof. It’s awful!
For folks who may have delved a little too deep, maybe you’d want to look into rmcn credit services. That link goes to a video explaining the services and how to get started. Credit services can actually help, if you choose the right one. We were on a program once many years ago. My husband had lost his job and things were very difficult for a time. The credit service did help us reduce the percentage rates and pay off the debt. But you have to read the fine print and choose very wisely.
Don’t go overboard this holiday season with gifts and debt! It’s just not worth the heartache and stress. 🙂