Tag Archives: debt

Frugal Alert: Home Loan Refinancing

January 24, 2012

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When I was an apartment dweller, and even after I’d bought my first home, any discussion or mention of mortgage financing promptly put me to sleep. Zzzzzz. What could be more boring?? Now that I am an experienced home owner with a ton of kids, a remodeled kitchen, and my sights hopeful for more home […]

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Holiday Finances

November 21, 2011

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The holidays would be SO much nicer if we weren’t harassed and harried to shop shop shop for seven weeks straight. All this shopping comes at a terrible time of the year, too– the onset of winter when food prices rise and heating costs go through the roof. It’s awful! For folks who may have […]

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March 8, 2011


Thanks to some cool folks at Twitter who graciously share their links I have discovered some good websites about money management. I’m learning more about how to get rid of debt. I had to go in debt to fund the kitchen renovation, and have created a payback budget to– Lord willing!!– pay it all off […]

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New Rules for Credit Card Companies

February 16, 2010


I saw this in my Clark Howard e-magazine today, and thought it was worth repeating. I’m very glad to see the banks and credit card companies FINALLY getting some accountability (I think the banks own the United States, lock stock and barrel!!). They have been allowed to railroad Americans for too long. These changes take […]

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Banks Love Me!

November 9, 2009


I discovered today that I have a very high credit score: 760! The lady  who told me this said she was very impressed. “The highest score is an 850, and I’ve never seen one in the 800s, even! Congratulations!” I, on the other hand, was not too pleased. Because what IS a credit score, anyway? […]

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Dealing With Debt

July 26, 2008


I’ve been trying to avoid the “recession” woes news as much as possible these days. It’s not because I want to stick my head in the sand like an ostrich and pretend things aren’t there… but I do tend to worry about things, and what can a person do when the governments are bound and […]

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A Sign of the Times

May 5, 2008

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I’ve been reading news about gas and food prices and am just getting madder and madder. The really lousy thing about this all is that I think it’s been avoidable. Governments are too big, they cater to special interests groups, they make their deals, and we the people are shafted. High gas prices are tough, […]

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